YOUR LOCAL INDEPENDENT INSURANCE AGENCY
Paul Nelson Insurance Services serves the Santa Cruz and Bay Areas including Santa Clara, San Jose, Monterey and San Francisco Bay. As an independent agency, we're able to shop up to a dozen companies at once to find you the right policy at the lowest rate. You get options and flexibility that no single insurance company can offer!
MORE ABOUT US

Small Business Insurance
Our small business insurance includes General Liability, Workers Comp, E&O, Commercial Auto, and Commercial Property insurance.

Auto Insurance
We can help you compare coverage options so you know exactly what you are paying for, all while staying within your budget.

Homeowners & Renters Insurance
A Homeowner’s policy can protect you from financial loss and help you pay for repairs if there is damage to your home.
TYPES OF INSURANCE WE OFFER
OUR GUARANTEE
WRITTEN BY PAUL NELSON
At Paul Nelson Insurance Services, we pride ourselves in delivering the best combination of coverage and price for every budget. We believe you deserve a partner in making insurance decisions and will assist you in selecting the policy that is best for you! We strive to provide the best possible customer service and proudly offer a 100% satisfaction guarantee and 24-hour claim support.
ABOUT US
Paul Nelson has been proudly serving the Bay Area since 2005. Our customers include small business owners, contractors, homeowners and renters. We offer absolute rock bottom prices and can help you choose a policy that balances the coverage you need while working within your budget.
We understand that your time is valuable and we can issue and deliver policies in as little as 15 minutes. We specialize in auto, home, life, small business insurance, and more. Contact us for a free quote today and let us show you what we can do for you!
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TESTIMONIALS
Paul Nelson has helped us with our auto, home and life insurance policies over a period of about 7 years. He is always pleasant to work with, very responsive to requests and puts a lot of thought into creating an appropriate policy for our needs. My wife was in a serious car accident and Paul was the first person we called (after the police, that is) to help us sort things out. He was extremely helpful in our hour of need and coached us through the claim process while we were still waiting for the tow truck to arrive. I couldn’t ask for a better agent.
Todd Zabel, Half Moon Bay
I was sure that getting another quote on our liability insurance would be a waste of time after searching last year with no luck. When Paul gave us a quote that was 41% lower than we were paying I thought there had to be something wrong, so I had him go through it line for line. Turns out not only are we saving $1593, the coverage is superior and the customer service has been outstanding!
Greg Donovan, Monterey Import Motors, Inc.
In the automotive business time is very important. Paul is always available to help answer questions about insurance policies.
Mike Ruso, Santa Cruz
The experience I had with Paul Nelson Insurance Services was very timely and they had great rates. They did a great job listening to my needs and making appropriate recommendations. I have told many friends about their services and I am astounded with how well the agency is run
Andrew Gonzales, Andrew G’s Body Shop
LOWER RATES THAN TOP INSURERS





