Bag

Are Your Personal Belongings Covered While In Your Car?

Depends on the insurance policies you have. Full coverage car insurance covers your car, and depending on your policy, you may have limited coverage for permanently installed after-market parts (sound system, in-dash navigation, nicer wheels and tires, etc.). There is no coverage for your personal belongings under your car insurance policy though.

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Garage Lift

Garagekeepers Insurance Explained

Garagekeepers insurance is an often times confusing type of coverage most commonly found on auto repair and body shop insurance policies. It provides comprehensive and collision coverage for a customer’s vehicle while in the business’s care and custody. Not all garagekeepers coverage is the same though, and your level of coverage can vary even with the same insurance company. There are 3 different policy types, with massive differences in coverage and rates. When renewing your policy or purchasing a new one, make sure you understand which form you’re agreeing to, or you could be setting yourself up for disaster down the line:

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Covered California

Anthem CoveredCA Plans Not In Sutter & PAMF Physician Network For 2014

On Monday 12/16/13 PAMF announced that they’ve declined contracts to be included in Anthem PPO plans offered through Covered Ca.. They will continue to be in network for many of Anthem’s “off-exchange” plans, written directly through Anthem.

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Physician

What’s the Difference Between PPO and EPO Health Insurance?

In the CoveredCA plan options you may have noticed that Blue Shield is offering an EPO plan that looks similar in coverage to Anthem Blue Cross’ PPO plan, but is less expensive. So what’s the difference? Simply put if you see a physician in Anthem or Blue Shield’s networks, the plans will function similarly. If you see someone outside the network then there is a huge difference.

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Healthcare Gov

What Are Your Healthcare Insurance Options If You Don’t Want A Health Exchange Plan?

The upcoming California Healthcare Exchange is going to have some great health insurance options for many people, but it won’t be the best option for everyone. Fortunately, you’re not required to purchase a plan from the Exchange; there will be 5 options.

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Physician

Important Upcoming Dates For Healthcare Changes

One of the big changes with the upcoming California Health Reform are there will be defined enrollment dates and cutoffs. You will no longer be able to change plans or purchase new coverage whenever you want. Starting October 1, 2013, there will be an initial enrollment window that lasts until March 31, 2014. If you miss the window you need to wait until the following year to make changes or purchase coverage. Here are the big dates for the first year:

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Physician

California Healthcare Reform Basics

Beginning October 1, 2013, California will begin enrolling applicants into the new California Health Insurance Exchange that will officially start on January 1, 2014. Many of the details are still not concrete, so certain aspects may change. The overall structure is set though, and today we’ll be passing on some of the basics of individual and family plans (we’ll cover group plans in the coming weeks).

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