Healthcare Gov

What Are Your Healthcare Insurance Options If You Don’t Want A Health Exchange Plan?

The upcoming California Healthcare Exchange is going to have some great health insurance options for many people, but it won’t be the best option for everyone. Fortunately, you’re not required to purchase a plan from the Exchange; there will be 5 options.

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Physician

Important Upcoming Dates For Healthcare Changes

One of the big changes with the upcoming California Health Reform are there will be defined enrollment dates and cutoffs. You will no longer be able to change plans or purchase new coverage whenever you want. Starting October 1, 2013, there will be an initial enrollment window that lasts until March 31, 2014. If you miss the window you need to wait until the following year to make changes or purchase coverage. Here are the big dates for the first year:

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Healthcare Gov

California Health Exchange Tax Credits & Cost Sharing Subsidies

There are 2 different portions of government assistance in the California Health Exchange; a tax credit, and a cost sharing subsidy. In general, only median and lower income families will qualify for either of these.

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Physician

California Healthcare Reform Basics

Beginning October 1, 2013, California will begin enrolling applicants into the new California Health Insurance Exchange that will officially start on January 1, 2014. Many of the details are still not concrete, so certain aspects may change. The overall structure is set though, and today we’ll be passing on some of the basics of individual and family plans (we’ll cover group plans in the coming weeks).

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