Covered California

Anthem CoveredCA Plans Not In Sutter & PAMF Physician Network For 2014

On Monday 12/16/13 PAMF announced that they’ve declined contracts to be included in Anthem PPO plans offered through Covered Ca.. They will continue to be in network for many of Anthem’s “off-exchange” plans, written directly through Anthem.

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Physician

What’s the Difference Between PPO and EPO Health Insurance?

In the CoveredCA plan options you may have noticed that Blue Shield is offering an EPO plan that looks similar in coverage to Anthem Blue Cross’ PPO plan, but is less expensive. So what’s the difference? Simply put if you see a physician in Anthem or Blue Shield’s networks, the plans will function similarly. If you see someone outside the network then there is a huge difference.

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Healthcare Gov

What Are Your Healthcare Insurance Options If You Don’t Want A Health Exchange Plan?

The upcoming California Healthcare Exchange is going to have some great health insurance options for many people, but it won’t be the best option for everyone. Fortunately, you’re not required to purchase a plan from the Exchange; there will be 5 options.

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Physician

Important Upcoming Dates For Healthcare Changes

One of the big changes with the upcoming California Health Reform are there will be defined enrollment dates and cutoffs. You will no longer be able to change plans or purchase new coverage whenever you want. Starting October 1, 2013, there will be an initial enrollment window that lasts until March 31, 2014. If you miss the window you need to wait until the following year to make changes or purchase coverage. Here are the big dates for the first year:

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Healthcare Gov

California Health Exchange Tax Credits & Cost Sharing Subsidies

There are 2 different portions of government assistance in the California Health Exchange; a tax credit, and a cost sharing subsidy. In general, only median and lower income families will qualify for either of these.

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Physician

California Healthcare Reform Basics

Beginning October 1, 2013, California will begin enrolling applicants into the new California Health Insurance Exchange that will officially start on January 1, 2014. Many of the details are still not concrete, so certain aspects may change. The overall structure is set though, and today we’ll be passing on some of the basics of individual and family plans (we’ll cover group plans in the coming weeks).

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Computer Warning

Personal Data of 2.5 Million People In California Compromised In 2012

State Attorney General Kamala Harris recently released a report saying 2.5 million California residents had their personal information compromised in 2012. Most data breaches came from retail businesses and financial institutions.

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USA Flag

5 Safety Tips For The 4th of July

  • Make sure you read the safety warnings on all fireworks. The materials and function can change from year to year.
  • Never try to relight duds, and give them plenty of time before touching them. A spark can still be lit for up to 20 minutes.
  • Always have a bucket of water nearby
  • Make sure a parent is supervising any children or teens
  • If you’re leaving your house and drinking, make sure to have a designated driver. You can get a DUI on a car, motorcycle, bicycle, kayak, boat, or a scooter.

Have a great 4th of July!

 

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Bike

What To Do Before Your Bike Gets Stolen

There’s a great article in the Santa Cruz Good Times paper this week (June 26’th edition) about bike theft and recovery efforts in Santa Cruz. The article mentions that through May 2013 there have been 219 bikes reported stolen in the city of Santa Cruz (66 in May alone!), with a total value of nearly $190,000. Most of them never make it back to their original owner because the serial numbers were undocumented.

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