Covered California
/ By Paul Nelson / Health Insurance/ 0 Comments

Important Covered California Information and Dates for 2015

Open enrollment for Covered CA health insurance is starting on Nov. 15, so in anticipation we wanted to get out new information and important dates for new and renewing families. If you’re currently enrolled you can go online and process your renewal now (the system is currently experiencing an error though. *See below). Please pay attention to any mail you get from your insurance carrier and CoveredCA over the next couple months, as they have important info..

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Bag
/ By Paul Nelson / Car Insurance • Home Insurance • Insurance/ 0 Comments

Are Your Personal Belongings Covered While In Your Car?

Depends on the insurance policies you have. Full coverage car insurance covers your car, and depending on your policy, you may have limited coverage for permanently installed after-market parts (sound system, in-dash navigation, nicer wheels and tires, etc.). There is no coverage for your personal belongings under your car insurance policy though.

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Damaged Roof
/ By Paul Nelson / Insurance/ 0 Comments

What’s The Difference between Replacement Cost and ACV?

Replacement Cost and ACV are the two coverage options for insurance policies that include personal property or building coverage on your homeowners, renters, or business insurance. They dictate how your property is valued for a claim payout, and work very differently.

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Garage Lift
/ By Paul Nelson / Commercial Insurance/ 0 Comments

Garagekeepers Insurance Explained

Garagekeepers insurance is an often times confusing type of coverage most commonly found on auto repair and body shop insurance policies. It provides comprehensive and collision coverage for a customer’s vehicle while in the business’s care and custody. Not all garagekeepers coverage is the same though, and your level of coverage can vary even with the same insurance company. There are 3 different policy types, with massive differences in coverage and rates. When renewing your policy or purchasing a new one, make sure you understand which form you’re agreeing to, or you could be setting yourself up for disaster down the line:

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